Debt robs us of our monthly income. Think about it; every month we send a chunk of our paycheck off to lenders before we can even think about spending it on ourselves.

So how can you save a little extra cash here at the end of our challenge?

Create your debt elimination plan. Watch this lesson on the debt snowball and download your copy. IF possible, find a way to knock out a small debt or two inside your budget. This will free up those monthly minimum payments and give you some breathing room.